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You are here: Rong 360 Home Loan channel         Shanghai China Merchants Bank Small Credit Loan

China Merchants Bank - Small Credit Loan

Brief Introduction
No mortgage required                             Business owner self-employed can apply 6 days loan
Optional amount of 200,000 to 500,000
Ten thousand yuan
Optional period December to 36 months
Month
5.1Ten thousand yuan
                        Regular interest payment

Interest rate description: monthly interest rate 0.85%   Early repayment instructions

Consultant Comments: Suitable for operators who have local housing in Shanghai, register and operate for 3 years, and apply for more than 300,000 monthly water.
Reminder: Bank flow is required. Do not accept the second mortgage, do not accept credit bad, excessive debt application
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirement: 18-60 years old;
Registration area: Shanghai local;
Operating period: The company has registered and operated for more than 3 years;
Revenue requirements: monthly average bank accounts for more than 300,000 yuan, which can be used for public or private purposes;
Property requirements: I am in the name of Shanghai local commercial housing, and will not accept the second property as a property certificate;
Property value requirements: minimum of 1 million or more;
Job requirements: Applicants must be corporate legal persons or shareholders who account for more than 30% of the shares;
Credit history: no more than 2 periods in the past 12 months, and no 3 times overdue;
Industry restrictions: Temporary acceptance of steel trade, real estate, timber industry applications.
materials needed
            1. Applicant ID card
2. Company business license
3. Banks running for nearly 3 months in a row, both public and private
4. My name is Shanghai local real estate
5. Company purchase contract and invoice
6. Information required by other banks
Interest rate statement
Loan term (month)Monthly interest rate
12-360.75%-0.85%


success case
50
7 days of loan time Receiver: Manager Chen Application on April 24, 2013
Mr. Teng: The business owner, the company’s share of the company is 95%, and the business life is 5 years and above.
30
20 days of loan time Receiver: Manager Chen Application on April 21, 2013
Mr. Cai: The business owner, the company’s share of the company is 100%, and the business life is 3 years.
50
20 days of loan time Receiver: Manager Chen Application on April 16, 2013
Mr. Wen: The business owner, the company’s share of the company is 80%, and the business life is 3 years.
35
14 days of loan time Receiver: Manager Chen Application on April 12, 2013
Mr. Chen: The business owner, the company’s share of the company is 100%, and the business life is 5 years and above.
250
20 days of loan time Receiver: Manager Chen Application on April 11, 2013
Mr. Cao: The business owner, the company’s share of the company is 90%, and the business life is 5 years and above.
common problem
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
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The artifact is in hand, not buying a house
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