Shijiazhuang

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You are here: Rong 360 Home Loan channel         Shijiazhuang Merchants Bank Consumption Easy

China Merchants Bank - Consumer Easy

Brief Introduction
Mortgage property                             Business owner, self-employed, office worker, can apply 7 days loan
Optional amount of 300,000 to 300,000
Ten thousand yuan
Optional period from December to June
Month
1.43Ten thousand yuan
42854 Yuan

Interest rate description: monthly interest rate 0.44%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirements: up to 20 years;
House price valuation: no less than 1.2 million;
Type of collateral: ordinary houses, villas, shops, office buildings (not accepting factory mortgages);
Income requirements:
(Office workers) monthly income after tax of 3,000 yuan or more, need to provide nearly 6 months of bank flow;
(Business group) monthly average operating water of more than 10,000 yuan, need to provide nearly 6 months of bank flow;
Credit record: No application for blank credit card is accepted.
materials needed
            1. Applicant ID card, household registration, marriage certificate
2. My local commodity real estate certificate and land certificate
3. Work certificate (business license)
4. Bank flow in the past six months (for public to private)
Interest rate statement
Loan term (month)Monthly interest rate
12-60Benchmark interest rate rises from 20%

The loan period is less than one year, and the principal and interest are within one year.

success case
30
Waiting for money Receiver: division manager Application on November 3, 2016
Mr. Wei: Self-employed, operating the registration place in the field, 50 years old
30
Waiting for money Receiver: Manager Hong Application on September 13, 2016
Mr. Du: The business owner, who has a business life of 5 years or more, has already applied for a business license.
30
Waiting for money Acceptant: Yu Manager Application on June 27, 2016
Mr. Sun: Office worker, working for more than 7 years, monthly salary is 3,800 yuan
100
Waiting for money Receiver: Manager Li Application on May 11, 2016
Mr. Zhang: The business owner has already applied for a business license and operates the registered place in the field.
30
Waiting for money Receiver: Manager Li Application on October 26, 2015
Mr. Hou: Office worker, senior leadership/division level, working years 1~3 years
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-30
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-26
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
Is it more cost-effective than your loan?
The artifact is in hand, not buying a house
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