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                            Shenyang China Merchants Bank Housing Mortgage Loan

China Merchants Bank - Home Mortgage Loan

China Merchants Bank Shenyang Branch
Loan time:
7 days for approval and 30 days for loan
Suitable area:
Shenyang
Loan qualification test

Interest rate description:Updated on September 10Notify me of changes

Property Type Number of sets Common approved interest rate Lowest interest rate Maximum interest rate Down payment ratio
Residential First suite 1.1 times(5.39%) 1.1 times (5.39%) 1.2 times (5.88%) 30% down payment
Residential Second suite 1.2 times(5.88%) 1.2 times(5.88%) 1.3 times (6.37%) 50% down payment
Commercial Unlimited number of sets 1.15 times(5.64%) 1.1 times(5.39%) 1.2 times (5.88%) 50% down payment
Bank interest rates will vary depending on time, place of acceptance, and applicant's credit status. The above data is for reference only.I have to correct it!
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Commercial loan amount
Ten thousand yuan
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Commercial interest rate
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Application conditions
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Age requirements: up to 15 years;
Area requirement: at least 50 square meters or more;
The collateral is located in the area: Shenyang City;
Type of collateral: ordinary residence, villa.
materials needed
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                    1. The original and photocopy of the borrower's husband and wife ID card, residence booklet, and marriage certificate (single person must provide a single certificate)
2. Proof of income [at least one of them]: salary certificate / bank flow / income tax bill / social security record / other income certificate
3. Purchase contract
4. First payment proof
5. Other documents and materials prescribed by the bank
Repayment instructionsEarly repayment calculator
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Early repayment: After 1 year of loan issuance, it can be repaid in advance, and liquidated damages are required.
Repayment method: installment repayment
After the loan is issued for one year, the loan can be repaid in advance, and the liquidated damages must be paid.
                    Mortgage loan question and answer
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-06
I have to ask a question
You are enteringShenyang Station,
You need to apply for a loan in the city where you work and live.
Financial institutions will only accept it.

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loan amountTen thousand
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Loan term
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