Tianjin

[Switch city]

You are here: Rong 360 Home Loan channel         Tianjin China Merchants Bank Business Loan

China Merchants Bank - Business Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 7 days loan
Optional amount of 200,000 to 300,000
Ten thousand yuan
Optional period from December to December
Month
1.48Ten thousand yuan
42904 Yuan

Interest rate description: monthly interest rate of 0.45%   Early repayment instructions

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
Save this content to my mailbox
            Age requirements: up to 20 years (the maximum length of a commercial property is no more than 10 years);
Real estate area: only accept the six districts in Tianjin;
Years of operation: local registration for more than 2 years;
Credit requirements: Good credit, no bad overdue, no application for credit card blanks.
materials needed
            1. Identification: the original ID card and copy of the husband and wife ID card; temporary residence permit;
2. Proof of marital status: original and photocopy of marriage certificate/divorce certificate/divorce mediation/judgment;
3. Original income certificate (with format attached)
4. The company's business license, copy (with annual inspection page), agency code certificate, tax registration certificate, loan card (card number, password), copy of the charter
5. The company's 2011 audit report or financial statements; the copy of the financial statements for the past 3 months is stamped with official seal;
6. The company's main account has a statement of nearly 6 months and a personal account for nearly 6 months.
7. The company's main sales contract
8. Loan use (company procurement contract, lease contract, etc.)
9. Proof of the company's fixed business premises: lease contract or self-owned property certificate, nearly three months of water and electricity fee payment voucher, rent certificate, etc.
10. Original and copy of the real estate license (land certificate) of the mortgaged property
11. Original and copy of the purchase contract, deed tax invoice for the mortgaged property
12, repayment card: China Merchants Bank card / card gold card / sunflower card copy
Note: The card opened in Tianjin under the name of the borrower
*13, the highest academic certificate: the original and a copy of the graduation certificate or degree certificate;
*14. Asset certificate: other property right certificate, purchase contract, automobile driving license, fund stock market value list
Interest rate statement
Loan term (month)Annual interest rate
12-240Benchmark interest rate rises by 25%-30%


success case
50
20 days of loan time Receiver: Manager Zhang Application on March 8, 2017
Mr. Qi: Office workers, working for more than 7 years, employees of ordinary enterprises
10
20 days of loan time Receiver: Manager Zhang Application on March 3, 2017
Mr. Liu: Office worker, working for more than 7 years, employees of ordinary enterprises
10
7 days of loan time Receiver: Manager Zhang Application on February 08, 2017
Mr. Cao: Office worker, working for more than 7 years, monthly salary is 8,000 yuan
34
Loan time 6 days Receiver: Manager Zhang Application on August 20, 2014
Mr. Jin: Business owner, operating for 1 year, operating the registered place in the field
90
14 days of loan time Receiver: Manager Zhang Application on July 24, 2014
Mr. Zhang: The property type is a commercial residence. The property value is 1.3 million yuan, and the application amount is 700,000, which is the acceptance amount.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-10
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-27
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
Loan assistant
1 minute to figure out how much you can borrow
Is it more cost-effective than your loan?
The artifact is in hand, not buying a house
Popular recommendation Popular recommendation Popular mortgage Popular cities Loan tool
Mobile phone
APP
Back
top