Age requirements: up to 20 years (the maximum length of a commercial property is no more than 10 years); Real estate area: only accept the six districts in Tianjin; Years of operation: local registration for more than 2 years; Credit requirements: Good credit, no bad overdue, no application for credit card blanks.
1. Identification: the original ID card and copy of the husband and wife ID card; temporary residence permit; 2. Proof of marital status: original and photocopy of marriage certificate/divorce certificate/divorce mediation/judgment; 3. Original income certificate (with format attached) 4. The company's business license, copy (with annual inspection page), agency code certificate, tax registration certificate, loan card (card number, password), copy of the charter 5. The company's 2011 audit report or financial statements; the copy of the financial statements for the past 3 months is stamped with official seal; 6. The company's main account has a statement of nearly 6 months and a personal account for nearly 6 months. 7. The company's main sales contract 8. Loan use (company procurement contract, lease contract, etc.) 9. Proof of the company's fixed business premises: lease contract or self-owned property certificate, nearly three months of water and electricity fee payment voucher, rent certificate, etc. 10. Original and copy of the real estate license (land certificate) of the mortgaged property 11. Original and copy of the purchase contract, deed tax invoice for the mortgaged property 12, repayment card: China Merchants Bank card / card gold card / sunflower card copy Note: The card opened in Tianjin under the name of the borrower *13, the highest academic certificate: the original and a copy of the graduation certificate or degree certificate; *14. Asset certificate: other property right certificate, purchase contract, automobile driving license, fund stock market value list
Interest rate statement
Loan term (month)
Annual interest rate
Benchmark interest rate rises by 25%-30%
20 days of loan timeReceiver: Manager ZhangApplication on March 8, 2017
Mr. Qi: Office workers, working for more than 7 years, employees of ordinary enterprises
20 days of loan timeReceiver: Manager ZhangApplication on March 3, 2017
Mr. Liu: Office worker, working for more than 7 years, employees of ordinary enterprises
7 days of loan timeReceiver: Manager ZhangApplication on February 08, 2017
Mr. Cao: Office worker, working for more than 7 years, monthly salary is 8,000 yuan
Loan time 6 daysReceiver: Manager ZhangApplication on August 20, 2014
Mr. Jin: Business owner, operating for 1 year, operating the registered place in the field
14 days of loan timeReceiver: Manager ZhangApplication on July 24, 2014
Mr. Zhang: The property type is a commercial residence. The property value is 1.3 million yuan, and the application amount is 700,000, which is the acceptance amount.