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China Merchants Bank - Personal Operating Loans

Brief Introduction
Mortgage property                             Business owner self-employed can apply 10 days loan
Optional amount of 500,000 to 10 million
Ten thousand yuan
Optional period from December to December
Month
2.5Ten thousand yuan
                        Revolving credit, with the loan

Interest rate description: monthly interest rate 0.42%   Early repayment instructions

Consultant Comments: The place of business registration is Shenzhen, the business time is 2 years, and the real estate in Shenzhen can apply.
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Operating period: 2 years or more;
Place of registration: Shenzhen;
Collateral located in Shenzhen: Shenzhen
Type of collateral: ordinary houses, villas, shops, office buildings, factories;
materials needed
            ID card and copy of spouse ID card, account book, marriage certificate
1. Business license, tax registration certificate, organization code certificate, lease contract of the place of operation and rental invoice.
2. The list of telephone or utility bills paid by the company and individual major banks for settlement of water (more than 6 months), business premises for the past three months, and home address.
Interest rate statement
Loan term (month)Annual interest rate
The longest December, the credit is 10 yearsBenchmark interest rate rises by 10%-15%

The annual interest rate is determined based on the collateral situation and the applicant's qualifications.


success case
30
20 days of loan time Receiver: Manager Luo Application on December 23, 2015
Mr. Zeng: Self-employed, 38 years old, the property type is commercial housing
26
20 days of loan time Receiver: Dragon Manager Application on September 09, 2015
Mr. Huang: The business owner, with a business life of 5 years or more, operates the local registration place.
35
8 days of loan time Receiver: Manager Chen Application on February 27, 2015
Mr. Liu: The business owner, whose business life is less than 3 months, is registered locally.
110
20 days of loan time Receiver: Manager Li Application on August 15, 2014
Mr. Chen: The business owner, with a business life of 3 years, operates the local registration
3
20 days of loan time Receiver: Manager Liang Application on August 11, 2014
Mr. Su: Foreign household registration, business owner, business years 2 years
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-05
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-22
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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