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You are here: Rong 360 Home Loan channel         Shanghai China Merchants Bank production and operation loan

China Merchants Bank - Production and operation loans

Brief Introduction
Mortgage property                             Business owner self-employed can apply 22 days loan
Optional amount of 100,000 to 30 million
Ten thousand yuan
Optional period from January to June
Month
5.66Ten thousand yuan
                        Regular interest payment

Interest rate statement: monthly interest rate 0.47%   Does not support early repayment

The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Mortgage age: no more than 15 years,
Property valuation: not less than 1 million,
Area requirement: no less than 50 square meters.
Age limit: my age and loan period are not more than 60 years old;
Place of registration: Shanghai;
Operating period: 2 years of registration and operation;
Registration requirements: The registered capital is more than 1 million.
materials needed
            1, second-generation ID card, marriage certificate, account book
2. Business license
3. Enterprise space lease contract and certificate or real estate license, proof of rent payment
3. Nearly 6 months of income flow and corporate financial statements
Interest rate statement
Loan term (month)Benchmark interest rate rises
1-6025%-35%


success case
200
Waiting for money Receiver: Manager Application on May 11, 2016
Mr. Liu: The property type is a commercial residence. The property value is 10 million yuan, and the application amount is 2000000, which is the acceptance amount.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-09
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-03
The institution suspends the loan application We have carefully selected other loans for you, so let’s take a look.
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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