Operating period: 2 years or more;
Place of registration: Guangzhou;
The collateral is located in the area: Guangzhou;
Type of collateral: ordinary houses, villas, shops, office buildings, factories.
ID card and copy of spouse ID card, account book, marriage certificate
1. Business license, tax registration certificate, organization code certificate, lease contract of the place of operation and rental invoice.
2. The list of telephone or utility bills paid by the company and individual major banks for settlement of water (more than 6 months), business premises for the past three months, and home address.
Interest rate statement
Loan term (month)
Annual interest rate
The longest December, the credit is 10 years
Benchmark interest rate rises by 10%-15%
The annual interest rate is determined based on the collateral situation and the applicant's qualifications.
Loan time 3 daysReceiver: Manager ZhangApplication on November 2, 2015
Mr. Liang: Self-employed, with a business life of 5 years or more, has already obtained a business license.
4 days of loan timeAcceptant: He ManagerApplication on August 29, 2014
Mr. Lin: Business owner, 29 years old, property type is commercial housing
Loan time 3 daysReceiver: Manager HuangApplication on July 31, 2014
Mr. Li: 35 years old, the property type is commercial housing, the property valuation is 2.2 million yuan.
7 days of loan timeReceiver: Manager LiApplication on March 21, 2014
Mr. Xie: 37 years old, foreign resident registration, office worker
Waiting for moneyAcceptant: Huang ConsultantApplication on October 13, 2015
Mr. Chen: Business owner, with a business life of 5 years or more, operating the registered place in the field
Whether in Nanchang or other cities, as long as individuals who have paid the provident fund and are in compliance with the provident fund loan policy, they can use the provident fund loan to purchase a house in any city in the province.