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You are here: Rong 360 Home Loan channel         Guangzhou China Merchants Bank personal business loan

China Merchants Bank - Personal Operating Loans

Brief Introduction
Mortgage property                             Business owner self-employed can apply 4 days loan
Optional amount of 500,000 to 10 million
Ten thousand yuan
Optional period from December to December
Month
2.5Ten thousand yuan
                        Revolving credit, with the loan

Interest rate description: monthly interest rate 0.42%   Does not support early repayment

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Liang

Guangzhou Quick Loan Asset Management Co., Ltd. Guangzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Operating period: 2 years or more;
Place of registration: Guangzhou;
The collateral is located in the area: Guangzhou;
Type of collateral: ordinary houses, villas, shops, office buildings, factories.
materials needed
            ID card and copy of spouse ID card, account book, marriage certificate
1. Business license, tax registration certificate, organization code certificate, lease contract of the place of operation and rental invoice.
2. The list of telephone or utility bills paid by the company and individual major banks for settlement of water (more than 6 months), business premises for the past three months, and home address.

Interest rate statement
Loan term (month)Annual interest rate
The longest December, the credit is 10 yearsBenchmark interest rate rises by 10%-15%

The annual interest rate is determined based on the collateral situation and the applicant's qualifications.


success case
20
Loan time 3 days Receiver: Manager Zhang Application on November 2, 2015
Mr. Liang: Self-employed, with a business life of 5 years or more, has already obtained a business license.
20
4 days of loan time Acceptant: He Manager Application on August 29, 2014
Mr. Lin: Business owner, 29 years old, property type is commercial housing
twenty four
Loan time 3 days Receiver: Manager Huang Application on July 31, 2014
Mr. Li: 35 years old, the property type is commercial housing, the property valuation is 2.2 million yuan.
9
7 days of loan time Receiver: Manager Li Application on March 21, 2014
Mr. Xie: 37 years old, foreign resident registration, office worker
50
Waiting for money Acceptant: Huang Consultant Application on October 13, 2015
Mr. Chen: Business owner, with a business life of 5 years or more, operating the registered place in the field
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-30
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-22

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Liang

Guangzhou Quick Loan Asset Management Co., Ltd. Guangzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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