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China Merchants Bank - Personal Operating Loans

Brief Introduction
Mortgage property                             Business owner self-employed can apply 5 days loan
Optional amount of 300,000 to 30 million
Ten thousand yuan
Optional period from December to December
Month
1.48Ten thousand yuan
42904 Yuan

Interest rate description: monthly interest rate of 0.45%   Does not support early repayment

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Operating period: 2 years or more;
Place of registration: Linyi;
Valuation requirements: no less than 500,000;
Age requirement: no more than 20 years;
The collateral is located in the area: Linyi;
Type of collateral: ordinary houses, villas, shops, office buildings, factories.
materials needed
            1. Borrower's ID card and marriage certificate;
2. Mortgage property certificate;
3. Business license;
4. Operation and income certificate [at least one of them]:
Financial Statement / Income Tax Tax Form / Bank Flow / Social Security Record / Salary Certificate / Shareholder Dividend Record / Lease Income / Other Income Certificate;
5. Proof of address [at least one of them]: bills for water, electricity, gas, telephone or property management;
6. Proof of use: provide corresponding purchase and sale contracts, lease agreements, value-added tax invoices;
Interest rate statement


Loan term (month)Monthly interest rate
12-120Benchmark interest rate rises by 25%-30%


common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-25
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-23
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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