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You are here: Rong 360 Home Loan channel         Changzhou China Merchants Bank Business Loan

China Merchants Bank - Business Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 30-day loan
Optional amount of 500,000 to 500,000
Ten thousand yuan
Optional period from January to 24 months
Month
2.83Ten thousand yuan
                        Revolving credit, with the loan

Interest rate statement: monthly interest rate 0.47%   Early repayment instructions

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Zhu

Ping An Puhui Changzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Operating period: 2 years or more;
Place of registration: Changzhou;
Housing age requirements: up to 15 years (the maximum length of commercial rooms is no more than 10 years);
Area requirement: at least 80 square meters or more;
Collateral located in Changzhou
Mortgage type: ordinary houses, villas, shops, office buildings, factories.
materials needed
            1. ID card of the borrower and spouse, residence booklet, marriage certificate,
2. The borrower operates the business license, tax registration certificate, organization code certificate, account opening permit, company charter and capital verification report, and shareholder ID card.
3. Mortgage property certificate, identity card of the right holder and co-owner (including spouse) listed in the real estate license, residence booklet marriage certificate.
4. Operating business information (assets and income statement, bank flow, tax payment voucher, sales summary, utility bill, etc.).
Interest rate statement
Loan term (month)
Annual interest rate
Up to 2 years, credit for 10 years
Benchmark interest rate rises by 25%-30%

The annual interest rate is determined based on the collateral situation and the applicant's qualifications.

success case
20
Loan time 2 days Receiver: Manager Chen Application on July 16, 2015
Mr. Yao: Office worker, working years 4 to 7 years, monthly punch card salary is 5,000 yuan
70
15 days of loan time Receiver: Manager Wang Application on November 19, 2013
Mr. Pan: Business owner, with a business life of 2 years, the property type is commercial residential
50
Waiting for money Receiver: Manager Chen Application on July 22, 2015
Mr. Wang: Business owner, the property type is commercial housing, the property valuation is 700,000 yuan.
100
Waiting for money Receiver: Manager Chen Application on July 22, 2015
Mr. Xie: The business owner, who has a business life of 5 years or more, has already applied for a business license.
5
Waiting for money Receiver: Manager Cao Application on July 10, 2015
Mr. Fang: Office worker, working years 4 to 7 years, monthly cash income of 15,000 yuan
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-09
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-28

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Zhu

Ping An Puhui Changzhou Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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