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                            Tianjin Merchants Bank second-hand housing mortgage loan

China Merchants Bank - second-hand housing mortgage loan

China Merchants Bank Tianjin Branch
Loan time:
15 days for approval and 30 days for loan
Suitable area:
Tianjin
Loan qualification test

Interest rate description:Updated on September 03Notify me of changes

Property Type Number of sets Common approved interest rate Lowest interest rate Maximum interest rate Down payment ratio
Residential First suite 1.1 times(5.39%) 1.1 times (5.39%) 1.2 times (5.88%) 30% down payment
Residential Second suite 1.15 times(5.64%) 1.15 times(5.64%) 1.25 times (6.13%) 60% down payment
Commercial Unlimited number of sets 1.15 times(5.64%) 1.1 times(5.39%) 1.2 times (5.88%) 50% down payment
Bank interest rates will vary depending on time, place of acceptance, and applicant's credit status. The above data is for reference only.I have to correct it!
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Commercial loan amount
Ten thousand yuan
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Commercial interest rate
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Application conditions
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Age requirements: up to 30 years;
Area requirement: minimum 60 square meters or more;
In line with the national real estate purchase restriction policy.
materials needed
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                    1. The identity documents of the borrower and his spouse, including:
The identity card of the borrower and spouse;
The household registration book of the borrower and spouse (including the home page, personal page and change page);
Marriage certificate: marriage certificate or divorce certificate ("Divorce Agreement")
2. Proof of income (in my line format);
3. Provide a copy of the business license of the annual proof of the annual income inspection unit, and affix the official seal of the unit;
4. If the borrower or his spouse is a legal representative providing proof of income, the company's articles of association and recent statements (preferably audited) are required;
5. Please provide the financial strength of your name as far as possible to facilitate the rapid and smooth loan, which may be the "vehicle driving book", the "property certificate" of other houses, the securities statement, etc.;
6, one card or sunflower card (requires not open stock trading function and bank transfer function);
7. For the original settled loan, the original bank loan contract and the payment certificate shall be provided.
Notarization office to do 2 notarization: 1. Unmarried male and female friends notarized 2. Property share notarization
Repayment instructionsEarly repayment calculator
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Early repayment: early repayment, no penalty for payment
Repayment method: equal principal, equal principal and interest
Can repay in advance without paying liquidated damages
                    Mortgage loan question and answer
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-20
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-16
I have to ask a question
You are enteringTianjin Station,
You need to apply for a loan in the city where you work and live.
Financial institutions will only accept it.

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loan amountTen thousand
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