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You are here: Rong 360 Home Loan channel         Shanghai Merchants Bank Business Loan

China Merchants Bank - Business Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 22 days loan
Optional amount of 500,000 to 10 million
Ten thousand yuan
Optional period from January to 24 months
Month
2.83Ten thousand yuan
                        Revolving credit, with the loan

Interest rate statement: monthly interest rate 0.47%   Does not support early repayment

Consultant Comments: If the company has been operating for more than 2 years, those who have a local city with a valuation of more than 1 million yuan can apply.
Reminder: the property age is not more than 15 years

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Deng

Shanghai Xuanxiang Electronic Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Operating period: 2 years or more;
Place of registration: local;
Age requirements: up to 15 years;
Area requirement: at least 50 square meters or more;
Valuation requirements: at least 1 million or more;
Collateral located in the area: local urban area;
Mortgage strength: ordinary houses, villas, shops, office buildings, factories;
Loan term: The sum of the age of the client does not exceed 60 years.
materials needed
            1. ID card and marriage certificate;
2. Real estate license;
3. Business license;
4. Certificate of operation and income [at least one of them]:
Financial Statement / Income Tax Tax Form / Bank Flow / Social Security Record / Salary Certificate / Shareholder Dividend Record / Lease Income / Other Income Certificate;
5. Proof of address [at least one of them]:
Bills for water, electricity, gas, telephone or property management;
6. Proof of use: Provide corresponding purchase and sale contracts, lease agreements, and VAT invoice transaction certification materials.
Interest rate statement
Loan term (month)Annual interest rate
1-24Benchmark interest rate rises 25%-35%


success case
80
Waiting for money Receiver: Manager Chen Application on June 13, 2013
Mr. Bao: Business owner, with a business life of 5 years or more, the property type is commercial housing.
150
Waiting for money Receiver: Manager Chen Application on May 15, 2013
Mr. Tang: Self-employed, with a business life of 3 years, operating the local registration
100
Waiting for money Receiver: Manager Application on January 15, 2016
Mr. Li: Office workers, working years are 6 to 11 months, and monthly wages are 10,000 yuan.
50
Waiting for money Receiver: Ye Manager Application on June 15, 2015
Mr. Lu: The business owner, who has been in business for 3 years, has already applied for a business license.
100
Waiting for money Receiver: Ye Manager Application on April 26, 2015
Mr. Qi: The type of property is a commercial residence. The property value is 1.9 million yuan, and the application amount is 1000000, which is the acceptance amount.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-05
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-03

For mediation, please consult the intermediary guarantee (with additional fees)

Manager Deng

Shanghai Xuanxiang Electronic Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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