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You are here: Rong 360 Home Loan channel         Beijing Merchants Bank personal business loan

China Merchants Bank - Personal Operating Loans

Brief Introduction
Mortgage property                             Business owner self-employed can apply 5 days loan
Optional amount of 300,000 to 30 million
Ten thousand yuan
Optional period from December to December
Month
1.48Ten thousand yuan
42904 Yuan

Interest rate description: monthly interest rate of 0.45%   Does not support early repayment

Consultant Comments: The place of business registration is Beijing, and there are Beijing local real estates available under the name.

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            1. Place of registration: Beijing;
2. The collateral is located in the area: Beijing;
3. collateral properties: ordinary residences, shops, office buildings;
4. Asset requirements: Beijing real estate is required under the name of the borrower;
materials needed
            1. Borrower's ID card and marriage certificate;
2. Mortgage property certificate;
3. Business license;
4. Operation and income certificate [at least one of them]:
Financial Statement / Income Tax Tax Form / Bank Flow / Social Security Record / Salary Certificate / Shareholder Dividend Record / Lease Income / Other Income Certificate;
5. Proof of address [at least one of them]: bills for water, electricity, gas, telephone or property management;
6. Proof of use: provide corresponding purchase and sale contracts, lease agreements, value-added tax invoices;
Interest rate statement


Loan term (month)Monthly interest rate
12-120Benchmark interest rate rises by 25%-30%


success case
twenty one
Loan time 2 days Receiver: Manager Yan Application on June 24, 2014
Mr. Meng: 29 years old, self-employed, operating for less than half a year
30
Waiting for money Receiver: Manager Wang Application on January 10, 2015
Mr. Xiao: Office worker, working for more than 7 years, engaged in other industries, meets the requirements
30
Waiting for money Acceptant: Xu Manager Apply on May 3, 2017
Mr. Niu: The business owner has already applied for a business license and operates the local registration place.
50
Waiting for money Receiver: Manager Yan Application on December 3, 2016
Mr. Chen: Office workers, the property type is commercial housing, the property valuation is 4 million yuan.
30
Waiting for money Receiver: Manager Yan Application on November 27, 2016
Mr. Ning: Office worker, working years 1 to 3 years, monthly wages of 13,000 yuan
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-10
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-06
  • problem:
  • Reply:
    If the loan is not paid off, the nature of the house is in a mortgage state. You must first go to the bank to release the mortgage. ||128225
    2017-07-18

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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