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You are here: Rong 360 Home Loan channel         Foshan China Merchants Bank Business Loan

China Merchants Bank - Business Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 25 days loan
Optional amount of 100,000 to 10 million
Ten thousand yuan
Optional period from December to December
Month
2.83Ten thousand yuan
                        Revolving credit, with the loan

Interest rate statement: monthly interest rate 0.47%   Early repayment instructions

For mediation, please consult the intermediary guarantee (with additional fees)

Zou Manager

Foshan Yintaida Enterprise Information Consulting Co., Ltd. Foshan Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Operating period: 2 years or more;
Age requirements: up to 20 years;
The collateral is located in the area: Foshan;
Type of collateral: ordinary houses, villas, shops, office buildings, factories.
materials needed
            1. Provide identity documents, household registration and proof of marital status, a fixed residence, a certificate of income issued by the unit and a bank statement for more than half a year;
2. The business license, company charter and tax registration certificate of the enterprise with annual inspection;
3. For the past six consecutive months, the main settlement bank's transaction records, journal accounts, settlement vouchers, tax payment certificates, water fee payment vouchers, and warehousing receipts, etc., which can objectively reflect the business operation status of the enterprise;
4. Loan use documents such as purchase and sale contracts, decoration contracts, invoices or other valid use certificates stipulated by the lender.
Interest rate statement
Loan term (month)Annual interest rate
Up to 5 years, credit for 10 yearsBenchmark interest rate rises by 30%-50%

The annual interest rate is determined based on the collateral situation and the applicant's qualifications.


success case
3
Release time 12 days Receiver: Zou Manager Application on July 6, 2016
Mr. Lai: Office worker, working for more than 7 years, employees of ordinary enterprises
10
7 days of loan time Receiver: Manager Wang Application on December 7, 2014
Mr. Gao: Self-employed, with a business life of 5 years or more, has already obtained a business license.
50
1 day of loan time Receiver: Manager Liu Application on March 02, 2016
Mr. Ou: Office worker, working years 1~3 years, 36 years old
10
1 day of loan time Receiver: Manager Liu Application on February 23, 2016
Mr. Zhou: Self-employed, with a business life of 5 years or more, has already obtained a business license.
30
1 day of loan time Receiver: Manager Liu Application on September 23, 2015
Mr. Xiao: The property type is a commercial residential property with a property value of 600,000 yuan and an application amount of 300,000.
common problem
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-10-05
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-09-17

For mediation, please consult the intermediary guarantee (with additional fees)

Zou Manager

Foshan Yintaida Enterprise Information Consulting Co., Ltd. Foshan Branch

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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