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You are here: Rong 360 Home Loan channel         Beijing Merchants Bank Business Loan

China Merchants Bank - Business Loan

Brief Introduction
Mortgage property                             Business owner self-employed can apply 5 days loan
Optional amount of 300,000 to 30 million
Ten thousand yuan
Optional period from December to December
Month
1.48Ten thousand yuan
42904 Yuan

Interest rate description: monthly interest rate of 0.45%   Does not support early repayment

Consultant Comments: 7 days X24 hours self-service loan, repayment, no need to approve, do not run the bank, telephone, online can handle;

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Mortgage requirements: Applicants must provide real estate in the area under the jurisdiction of Beijing for mortgage;
Company registration: Beijing;
Operating period: 2 years or more;
Age requirements: up to 30 years;
Collateral property: ordinary residential, commercial, office buildings;
Other requirements: the owner of the collateral may not be a minor or an elderly person;
materials needed
            1. Applicant (and spouse) ID card, household registration certificate, marriage certificate, temporary residence permit (provided by local staff in Beijing);
2. Proof of income: written in the style provided by China Merchants Bank;
3. Industrial and commercial information: business license, copy (with annual inspection page), agency code certificate, tax registration certificate, loan card (card number, password), copy of the articles of association with the official seal;
4. Financial information: The previous year's audit report or financial statements were accompanied by the official seal of the financial statements for the past three months; the company's main account account for nearly six months and the personal main account for nearly six months;
5. Business certificate: The office lease contract or self-owned title certificate is accompanied by nearly three months of water and electricity payment voucher, rent payment voucher, and the company's main sales contract;
6. Use of the loan (company procurement contract, lease contract, etc.);
7. Mortgage property certificate (land certificate), original purchase contract, deed tax invoice;
8. Asset certificate: other property right certificate, purchase contract, automobile driving license, fund stock market value list; (optional)
9. Certificate of academic qualification: the highest academic degree certificate; (optional)
Interest rate statement
Loan term (month)Monthly interest rate
12-120Benchmark interest rate rises by 25%-30%


success case
200
Waiting for money Receiver: Manager Chen Application on September 24, 2014
Mr. Ma: Business owner, with a business life of 2 years, operating the local registration
100
Waiting for money Receiver: Manager Wu Application on February 03, 2017
Mr. Zhang: Self-employed, working years 3 to 5 months, business years 5 years and above
30
Waiting for money Receiver: Manager Yan Application on December 29, 2016
Mr. Chen: No fixed occupation, monthly cash income of 20,000 yuan, paid local social security
100
Waiting for money Receiver: Manager Yan Application on October 18, 2016
Mr. Zhou: Business owner, operating for 1 year, operating the local registration
50
Waiting for money Receiver: Manager Yan Application on March 02, 2016
Mr. Tang: Self-employed, with a business life of 5 years or more, has already obtained a business license.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-11
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-24

For mediation, please consult the intermediary guarantee (with additional fees)

Yan Manager

Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd.

Manager Xu

Beijing Liuxing Juntong Information Technology Co., Ltd.

Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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