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China Merchants Bank - Consumer Easy

Brief Introduction
Mortgage property                             No identity restrictions 20 days loan
Optional amount of 300,000 to 100,000
Ten thousand yuan
Optional period from December to June
Month
2.83Ten thousand yuan
                        Revolving credit, with the loan

Interest rate statement: monthly interest rate 0.47%   Early repayment instructions

Consultant Comments: Mortgage property: There is a commercial housing in Changsha, and you can apply for a stable job income.
Reminder: The age of the house is less than 15 years and the valuation is over 1 million. Need to provide bank flow, strict credit requirements
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
Application conditions
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            Age requirements: up to 15 years;
Valuation requirements: more than 1 million;
Collateral category: residential, retail, office building;
Property is located in the area: Changsha City
Working years: The unit has worked for more than 6 months
Age: 23-60 years old
materials needed
            1. Identity documents (including ID cards, military documents, household registration books, temporary residence permits, etc.);
2. Spouse identity documents (including ID card, military ID, residence book, temporary residence permit, etc.);
3. Proof of income (bank specified format) and income stream;
4. Marriage certificate (marriage certificate, single certificate, divorce certificate or divorce judgment);
5. Copy of the copy of the business license of the unit (with official seal of the unit)
6. House title certificate
7. Proof of loan use
Interest rate statement
Loan term (month)Annual interest
12-60Benchmark interest rate rises by 30%


success case
30
Waiting for money Acceptant: Manager Sun Application on September 26, 2016
Mr. Chen: The business owner, with a business life of 2 years, has already applied for a business license.
30
Waiting for money Acceptant: Manager Sun Application on March 22, 2017
Mr. Liu: Office worker, working years 1~3 years, civil servant/institutional staff
30
Waiting for money Receiver: Manager Huang Application on October 22, 2016
Mr. Peng: Self-employed, working years 4 to 7 years, business years 5 years and above
30
Waiting for money Acceptant: Manager Sun Application on October 17, 2016
Mr. Yang: Office worker, working for more than 7 years, monthly cash income of 4,000 yuan
30
Waiting for money Receiver: Manager Chen Application on October 13, 2016
Mr. Tang: The business owner, who has a business life of 5 years or more, has already applied for a business license.
common problem
  • problem:
  • Reply:
    2 to 3 weeks have the approval result clear interest rate, amount. Then go to the trading center to transfer, the name of the certificate is changed to 5 to 7 working days after the lender.
    2016-10-09
  • problem:
  • Reply:
    Yes, the third party can be the borrower and the real estate owner can act as the mortgagor. You can also apply for an unsecured bank loan if you have a property.
    2016-09-30
Credit managers will abide byCredit Manager Service ConventionIf you have any questions, please call us through customer service.
The relevant information is collected by rong360 and is not guaranteed to be completely accurate. Please consult with the credit manager.
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