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How to use the car mortgage loan calculator

Time: 2017-01-20         Source: Rong 360 finishing         Author: 360 Financial consolidation

Car mortgageLoan calculatorhow to use? details as follows:

The first thing to know is thatLoan to buy a carThe calculator is a calculator designed to calculate the monthly loan for a car loan. Different repayment amounts can be calculated according to different repayment methods, repayment years and interest rates. In addition, the annual interest rate is different from that of the local area. A good car loan calculator needs strong back-end data support.

First, buy a carMortgage LoansThe steps of using the calculator: 1), the loan applicant chooses the province and the city (according to different cities, the interest rate of the loan purchase is different); 2), the loan applicant fills in the price of the naked car (excluding the card, purchase tax, etc.) 3), choose the type of loan (ie repayment method); 4), the loan applicant enters the down payment (the minimum can not be less than 30% of the car price); 5), the loan applicant chooses the repayment period (optional 13) Months up to 60 months); 6), loan applicants click to calculate.

For example: Cruze 1.6 SL MT, official guide price: 108,900 yuan, regional choice: Hangzhou, input down payment: 30%, selection period: 3 years, repayment method: search money network direct passenger car loan, this calculator The calculation result is: monthly repayment of 2,000 yuan.

Second, the calculation of car mortgage loan fees:

The calculated monthly supply price is the monthly price to be paid after the bare car price loan. After calculating the monthly payment in the same way as the search for direct money, the initial payment for the purchase of the car = bare car price × down payment ratio + tax (purchase tax, vehicle and vessel use tax) + insurance fee + card fee; total car purchase fee = The initial cost + monthly supply × repayment period; the search for direct customer repayment method has a lower monthly supply, and the monthly repayment pressure is small, which will not have much impact on the quality of daily life.

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